Warranties and protection plans can be great safety nets, but in some cases, the fine print could contain more exclusions and limitations than you may initially think. Before you assume your product is protected from all of life’s disasters, it is worth taking a closer look at your plan's details.

In this quick guide, we’re breaking down the top 5 things you actually need to look for in your warranty fine print, so you’re not left high and dry when it matters most.

1. Coverage Start Date
   • Check if coverage starts at purchase, delivery, or registration — delays can leave you unprotected.
2. Accidental Damage
   • Most standard warranties do not cover accidental drops or spills. Even if they appear to be included, be sure to check the fine print for any exclusions.
3. Labor and Parts Coverage
   • Some plans cover parts only, leaving you to pay for repairs out-of-pocket. Always review whether both parts and labor are included to avoid unexpected expenses later on.
4. Replacement vs. Repair Policy
   • Know whether your item will be repaired, replaced, or reimbursed, and how long each option takes. Some plans offer faster resolutions than others, which can be important if you rely on the item for daily use.
5. Cosmetic and Parts Exclusions
   
   • Coverage can sometimes be excluded for specific components of a product and often does not include everyday wear and tear or cosmetic damage. Always review the fine print to understand what is and is not included in your plan.

Warranties and protection plans offer valuable peace of mind — just make sure to read the fine print so you choose the coverage that truly protects you.